Local first
Built around Namibian business realities, local currency, and SME workflows.
Built in Namibia
Invoice software built for local businesses.
Payvio exists because too many businesses still manage invoices through paper, spreadsheets, and message threads. We are building a cleaner way to send invoices, track clients, and keep records ready.
40,000+Active SMEs in Namibia
90%SME failure risk tied to weak financial management
15%VAT-ready records for registered businesses
NADLocal currency from day one
Mission
Make invoice operations simple enough for every SME.
Payvio gives local businesses a focused workspace for invoices, clients, reminders, purchase records, reports, and VAT-ready totals. The goal is not more software complexity. The goal is better records and faster follow-up.
Values
The product should feel practical, local, and clear.
VAT-ready
Invoices can separate VAT clearly when your business is VAT registered.
Private by design
Financial records should stay controlled, organized, and easy to review.
Simple by choice
Powerful enough for growth, simple enough for first-time business owners.
Team
The people building Payvio.
A small product team focused on making invoice work easier for Namibian business owners.
NH
Nazeem Harris
Co-Founder and CTO
Leads product, frontend direction, and the Payvio experience for Namibian SMEs.
AM
Andreas Mukombabi
Co-Founder and CTO
Leads backend architecture, product infrastructure, and the technical foundation.
Next step